Entries by Tosten

Spring Season is Here – Insurance Updates to Know

Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental […]

Is Water Damaged Covered By My Standard Home Insurance Policy?

Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage […]

Does Home Insurance Cover Mold Issues?

When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues […]

Insurance Options for Leased or Financed Vehicles

You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand what you most likely will need. State minimum requirements include two coverages: […]

Lower Your Risk for Theft This Holiday Season

The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. Vehicle Break-ins: Nobody wants to have their vehicle broken into. Not only does it cause a major inconvenience, but it […]

Running for the Community

November 28, 2022         With the holiday season upon us and Giving Tuesday right around the corner, we have joined with Marathon Kids as advocates to inspire kids to run and adopt active lifestyles. Did you know only 1 in 4 children get the daily recommended 60 minutes of physical activity? (That’s […]

Rodent Damage & Preventative Steps to Take This Winter

As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats, and other rodents move indoors this time of year to nest as well as look for more food sources that may be stored. It is your responsibility to protect your house from rodent […]

Home & Auto Insurance Have Increased & We Explain Why.

Insurance premiums are calculated based on how much it will cost to replace or repair your home or vehicle as well as your overall risk. Your overall risk is broken up by several factors that can impact your auto insurance such as your driving record, claim history, age, credit score, zip code, the make and […]