Employee Practices Liability Insurance, commonly referred to as EPLI Coverage protects you, the business owner from lawsuits with your employees based on a multitude claims.
EPLI Can Help You Fight a Claim for:
- Discrimination (gender, race, age, disability)
- Wrongful Termination
- Harassment
- Many others
Being an employer carries a multitude of risks and responsibilities. Even if you don’t hire someone, but interview them, you could be held liable for discrimination. EPLI coverage options are available for small to large businesses and the cost of that insurance policy will vary depending on several factors, including how many employees you have.
EPLI Coverage Options can include:
- Attorney’s fees
- Settlements
- Judgments & Awards
- Plaintiff’s attorney fees
- Punitive Damages
- Immigration Law Violation
- Workplace Violence Coverage
- Third-Party Coverage
- Uncapped Defense Outside Limits
- Independent Contractor Coverage
Don’t risk your business on an employee issue. Contact our agency today to discuss your EPLI coverage.
Frequently Asked Questions
What is Employment Practices Liability Insurance (EPLI)?
Employment Practices Liability Insurance (EPLI) is designed to help businesses address certain claims related to employment practices. These policies are generally intended to assist organizations in managing risks that can arise from workplace-related allegations involving employees or job applicants.
Who may benefit from Employment Practices Liability Insurance?
Businesses of many sizes may consider EPLI as part of their broader risk management strategy. Companies with employees may face various workplace-related allegations, and EPLI can be one option businesses explore when evaluating how to address those risks.
What types of situations are EPLI policies generally associated with?
EPLI policies are typically structured to respond to certain employment-related allegations involving workplace conduct or management decisions. The exact situations addressed by a policy can vary depending on the insurer and the terms of the policy.
Is Employment Practices Liability Insurance required for businesses?
EPLI is generally not required by law. However, some businesses choose to explore this type of coverage as part of their approach to managing potential employment-related risks.
Why work with an independent insurance agent for EPLI?
Employment-related risks and insurance options can vary depending on the size of a business, the number of employees, and workplace practices. An independent insurance agent can help review available EPLI options and guide business owners toward policies that align with their operational needs.
