Commercial Truck Insurance
Insurance Protection For Commercial, Flatbed, Dump Trucks & More
Commercial Truck Insurance in Texas
Heaton Bennett Insurance offers truck insurance from multiple insurance companies in Texas. We can help if you’re an Owner/Operator, Fleet or Hotshot. Certificates are a Top Priority. We’re Family-owned and understand time is valuable.
We know filings can be confusing but they are critical to running your business. That’s why we’ve partnered with companies who offer commercial truck insurance state and federal filings assistance.
Types of trucks we insure:
The types of trucks we insure are:
- Tractor Trucks
- Dump Trucks
- Box Trucks
- Tow Trucks
- Flatbed Trucks
- Cargo Vans
- Pickup Trucks
Some additional types of commercial vehicles that Heaton Bennett Insurance can insure are:
- Refrigerated Trucks
- Dry Van Trucks
- Tank Trucks
- Car Haulers
- Cement Mixing Trucks
- Agricultural Trucks
- Garbage Trucks
- Bucket Trucks
- Street Sweepers
- Delivery Vans
- Logging Trucks
Some of the truck insurance that Heaton Bennett Insurance offers to include:
- Auto Liability
- Bobtail
- Non Trucking Liability
- Physical Damage
- Cargo Coverage
- Trailer Interchange
- General Liability
- UM/ UIM
- Hired Auto
- Non-Owned Auto
- Rental Reimbursement
- On Tow
- Garage Keeper’s Liability
For a quote on your commercial truck insurance, please give us a call.
Frequently Asked Questions
What factors affect the cost of commercial truck insurance?
Premiums may be influenced by the type and value of the truck, driving radius, cargo, operating history, driver records, coverage selections, limits, and deductibles. Because every trucking operation is different, reviewing these details with an insurance agent is the best way to receive an accurate quote.
Do leased owner-operators need their own commercial truck insurance?
It depends on the lease agreement and the insurance provided by the motor carrier. Owner-operators should carefully review the carrier’s policy and contract to identify potential gaps and determine whether separate coverage may be appropriate.
Can commercial truck insurance cover the cargo being transported?
Cargo protection may be available, but it is not necessarily included with every commercial truck policy. Eligibility, limits, exclusions, and covered cargo can vary, so trucking businesses should discuss what they haul with their insurance agent.
Can multiple trucks and drivers be insured under one policy?
A commercial truck policy may be structured to insure multiple eligible vehicles and drivers. The available options will depend on the operation, vehicle types, driver qualifications, and insurance carrier guidelines.
