Social Services Insurance in Texas

If you own or operate a social service, thank you! You’re running a business that aims to improve the lives of those in your community and the welfare of others. Social services range from educational facilities to food subsidy, healthcare, job training and so many more. Your business thrives on improving the wellness of those around you.

Simply because you aim to help others doesn’t dismiss you from liability of running your business. All business, regardless of profession can be found liable for claims against them.

Our agency provides specialized coverages specific to your social services business.

Coverages available can include:

  • General Liability
  • Professional Liability
  • Special Events
  • Umbrella Insurance
  • Abuse & Molestation Liability
  • Child Abduction
  • Directors & Officers liability
  • EPLI
  • Commercial Auto
  • Commercial Property
  • Business Income
  • Inland Marine
  • & more…

Our knowledge gives us a unique ability to help protect the business you’ve built with an insurance policy specific to your industry. Social Services insurance from us can ensure you’re properly protected and can focus on running your business and continue helping those in need.

Frequently Asked Questions

Can social services insurance cover professional decisions and services?

Professional liability coverage may respond to certain claims alleging negligence, improper guidance, inadequate supervision, or other errors in provided services. Coverage depends on the organization’s programs and policy terms.

Are employees and volunteers covered?

Coverage for employees, volunteers, interns, temporary workers, and independent contractors varies by policy. Texas organizations should accurately report each person’s role and responsibilities.

Can insurance address allegations of abuse or misconduct?

Specialized coverage may be available for certain claims involving alleged abuse or misconduct. Screening practices, supervision, reporting procedures, exclusions, and limits may affect eligibility.

Are transportation and off-site programs covered?

Coverage for transporting clients, conducting home visits, or operating community programs away from the primary location varies. Organizations should disclose all vehicles, drivers, locations, and activities.

Can social services insurance cover client records and cyber incidents?

Cyber liability coverage may be available for certain expenses or liabilities arising from covered breaches or attacks. Organizations should evaluate how they store and transmit confidential client information.