Public Entities Insurance in Texas
Cities, townships, town and counties all face scrutiny. Similar to running any business your public entity requires specialized insurance policies to protect you from lawsuit and every day liability exposures.
Our agency can provide insurance for a variety of public entities including, but not limited to:
- Cities, towns & counties
- Libraries
- Parks & recreational areas
- Waste management
- Fire departments & police departments
- Road and highway maintenance departments
- Water utilities
- Schools
- & more…
Public entity insurance is available for:
- Commercial auto
- General Liability
- Property Insurance
- Data Compromise
- Employment practices liability insurance
- Law enforcement
- Sexual misconduct & molestation
- And more…
Our licensed insurance agents can help you cover all of the risks associated with running a public entity. Our experienced staff can talk with underwriters to ensure you have sufficient coverage and solutions that work for you. Call our agency today to discuss your public entity.
Frequently Asked Questions
What types of public entities can obtain specialized insurance?
Insurance programs may be available for municipalities, districts, authorities, commissions, and other public organizations. Eligibility and coverage needs depend on the entity’s operations, property, services, and governance.
Can public entity insurance cover elected officials and employees?
Public officials liability or related coverage may respond to certain claims involving alleged wrongful acts by eligible officials and employees. Coverage depends on the allegations, policy definitions, and exclusions.
Are public buildings, vehicles, and equipment covered?
Coverage may be available for eligible buildings, infrastructure, vehicles, machinery, and other publicly owned property. Texas public entities should maintain current property and vehicle schedules.
Does public entity insurance address law enforcement or emergency services?
Specialized coverage may be available for certain risks involving law enforcement, firefighters, emergency medical services, or other public safety operations. Each department and service should be fully disclosed.
Can public entity insurance cover cyber incidents?
Cyber liability coverage may be available for certain costs or liabilities arising from covered data breaches, ransomware attacks, or system interruptions. Public entities should evaluate the sensitive information and essential systems they manage.