Private Client Group Insurance in Texas
For those with high net worth, you need an insurance company and partner to help you protect what you’ve built. For that, we offer Private Client Group Insurance from many of the nation’s largest and most reputable companies.
Who is Private Client Group Insurance For?
Private Client Group Insurance can be for those who have inherited large amounts of property, stocks or money or a diverse portfolio. Regardless of how you acquired it, to best protect what you have you need the best insurance protection available.
What types of insurance does Private Client Group Insurance offer?
As an insured of ours, you’ll have access to a large network of companies who can write:
- Homeowners Insurance – protection from standard to custom homes, fixtures and properties.
- Private Collections – insurance for jewelry, art, wine and other high-end items.
- Excess Liability – Above and beyond insurance protection for personal injury and property damage.
- Auto Insurance – Insure your luxury vehicles and family sedan all on the same policy.
- Yacht Insurance – A yacht is a specialized piece so protect it with a policy designed just for it.
- & More.
If you have specialized insurance needs for high net worth, contact our Heaton Bennett Insurance office for a free quote. Our agents will help you find just the right policy for your needs.
Frequently Asked Questions
Who may benefit from private client insurance?
Private client insurance may be appropriate for individuals or families with high-value homes, multiple properties, collectible vehicles, valuable possessions, or complex liability exposures. Eligibility varies by insurance company.
Can multiple homes and vehicles be coordinated under one insurance program?
A private client program may coordinate eligible homes, vehicles, watercraft, and other property. A Texas insurance professional can help identify potential gaps and align limits across policies.
How can valuable jewelry, artwork, and collections be insured?
Scheduled personal property or other specialized coverage may be available for eligible valuables. Appraisals, photographs, purchase records, security measures, and agreed values may be required.
Does private client insurance include higher liability limits?
Private client programs may offer access to higher underlying and umbrella liability limits. Available amounts depend on the household’s properties, vehicles, activities, and underwriting qualifications.
How often should a private client insurance portfolio be reviewed?
A review should be considered after major purchases, renovations, property acquisitions, household staffing changes, or significant increases in asset value. Regular reviews can help keep property schedules and limits current.