Preschool & Daycare Insurance
Preschool and Daycare businesses require a specialized insurance policy. This specific type of business insurance provides the owner with a liability insurance policy that will protect their business from lawsuits that may occur. Many of our daycare and preschool insurance policies come with predesigned coverage options that may be custom-tailored to better fit your business.
Coverage Options include:
- Not in-home daycare
- General liability limits$1M/3M ; defense coverage in addition to limits of liability
- Professional liability limits$1M/3M
- Field trip coverage
- Automatic business interruption up to $300,000 included
- Commercial auto for private passenger, 15 passenger vans and busses
- Commercial Umbrella available
It is important to note:
- In-home Daycares may be excluded
- Abuse and Molestation limits are separate from general liability
Who Needs Daycare Insurance?
- Child Centers
- After-School Programs
- Nursery Schools
- Traditional Daycares
Talk to a Licensed Insurance Agent about your Daycare Insurance Needs
Our licensed staff can help you decide what type of insurance is right for your daycare business in Texas. They will help you find the right company as well as ensure you carry proper liability limits. Call us for a quote today at: 512-372-8311
Frequently Asked Questions
What is preschool and daycare insurance in Texas?
Preschool and daycare insurance is designed to help protect childcare providers and early education facilities from risks associated with caring for children. Policies are typically structured to address exposures that may arise during daily childcare operations.
Who should consider preschool or daycare insurance in Texas?
Childcare providers, daycare centers, preschools, and other early learning programs in Texas may consider specialized insurance coverage. Insurance needs can vary depending on the size of the facility, the number of children enrolled, and the services provided.
What does preschool and daycare insurance typically cover in Texas?
Preschool and daycare insurance policies are generally designed to help address risks related to childcare operations and liability exposures that may arise while supervising children. Coverage options can vary depending on the facility and the policy selected.
Why work with an independent insurance agent for preschool or daycare insurance in Texas?
Childcare operations can have unique insurance considerations depending on licensing requirements, facility setup, and daily activities. An independent insurance agent can help review available coverage options and guide providers toward preschool and daycare insurance in Texas that fits their program.