Pest Control (Exterminator) Insurance in Texas

You keep bugs, rodents and terminates from destroying your customer’s property. You crawl through tight spaces with the creepy crawlies to ensure their property is protected. You business exterminates your customers concerns about pests, termites and wood-destroying organisms. Let Heaton Bennett Insurance take care of your concerns with a Pest Control Company Insurance Policy made specifically for your business.

Key Coverage Benefits

  • Exterminator Liability coverage available at full policy limits for Damage to Property in the contractor’s Care, Custody, and Control
  • Pesticide Pollution Liability available at full policy limits
  • Pest Inspection Damage Liability coverage at full policy limits for wood-destroying insects such as termites, wood-destroying organisms, and wood-decaying fungus.
  • Broadened Coverage for Pollution Cost or Expense on Covered Autos

Additional Important Features

  • Comprehensive General Liability Premises and Products Liability Property Damage Liability Personal and Advertising Injury Liability Unlimited Defense Costs for Covered Claims
  • Property Coverage for your Building and Contents
  • Business Income and Extra Expense
  • Inland Marine coverage for your tools and equipment
  • Auto — Owned, Hired, and Non-Owned

Supplementary Coverages Available

  • Lost Key Coverage with multiple limit options
  • Employee Benefits Liability
  • Employment Practices Liability
  • Business Umbrella Liability
  • General Liability WRAP — broader general liability protection with increased limits for supplementary payments, automatic additional insured status for certain eligible persons or entities, and more
  • Additional Insured WRAP — eliminate the hassle of endorsing your policy every time you enter into a new written contract with your customer that requires additional insured coverage
  • Business Auto WRAP — greater coverage for your business automobile, plus it saves you money by including a number of valuable coverage extensions on one form

An insurance policy made for your pest control business in Texas. Call Heaton Bennett Insurance today to get your free quote for all of your insurance needs!

Frequently Asked Questions

Can pest control insurance cover accidental damage to a customer’s property?

General liability insurance may respond to certain covered claims involving accidental bodily injury or property damage. Coverage depends on how the incident occurred and the policy’s terms.

Are pesticide and chemical-related incidents covered?

Pollution or chemical-related losses may be limited or excluded under standard policies. Texas exterminators should discuss every pesticide, treatment method, and application service with their agent.

Does insurance cover problems that arise after treatment is completed?

Products-completed operations coverage may respond to certain covered claims arising after work is finished. It does not necessarily cover ineffective treatment, retreatment costs, or guarantees.

Are pest control equipment and supplies covered?

Coverage may be available for eligible sprayers, traps, inspection equipment, chemicals, and other business property. Storage, transportation, security, and regulatory requirements may affect coverage.

Do pest control vehicles need commercial auto insurance?

Commercial auto insurance may be appropriate for vehicles used to transport employees, equipment, or chemicals. Personal auto policies may limit or exclude certain business-related uses.