LTL Truck Insurance
Less Than Truckload (LTL) Insurance covers your cargo when you’re hauling freight for multiple customers on a single truck. Unlike Full Truckload (FTL) is when you’re hauling a full truckload for a single customer.
Heaton Bennett Insurance can help you insure your cargo with an LTL Insurance policy that is right for you. They’re licensed agents can provide you with insurance quotes for LTL Insurance as well as options for your liability, physical damage, downtime coverage, and more.
Heaton Bennett Insurance is a leader in truck insurance. We can help insure your truck hauling business with the coverage that is right for you. To talk to a licensed agent, call: 512-372-8311
Frequently Asked Questions
How do multiple shipments affect LTL cargo insurance?
Transporting goods for several customers can create different cargo values and contractual responsibilities within one trip. Coverage should reflect the commodities, maximum values, and handling procedures involved.
Is every type of LTL freight covered?
No. Policies may restrict commodities such as electronics, pharmaceuticals, refrigerated products, hazardous materials, or other high-value cargo. Texas LTL carriers should disclose everything they expect to haul.
Can LTL insurance cover damage during loading and unloading?
Coverage may be available for certain qualifying cargo losses during loading or unloading. Responsibility and coverage depend on the circumstances, contracts, and policy terms.
What records should an LTL carrier maintain?
Carriers should maintain bills of lading, cargo values, inspection records, delivery documentation, and information about damaged or missing freight. Policy and customer requirements may vary.