CONTRACTOR INSURANCE IN TEXAS

Contractor Insurance Austin, TXWe offer contractor insurance for:

  • ARBORISTS & TREE TRIMMING INSURANCE
  • BUILDERS RISK INSURANCE
  • ELECTRICAL CONTRACTOR INSURANCE
  • FIRE SUPPRESSION CONTRACTOR INSURANCE
  • HANDYMAN INSURANCE
  • LANDSCAPE CONTRACTOR INSURANCE
  • PEST CONTROL (EXTERMINATOR) INSURANCE
  • PLUMBING, HEATING & AIR CONDITIONING (HVAC) INSURANCE
  • SECURITY SYSTEM INSTALLER INSURANCE
  • & MUCH MORE!

Contractors large and small trust the insurance professionals at Heaton Bennett Insurance to get them the right insurance at the right price. We can insure your business whether you’re a small artisan or an experienced large electrical contractor. Whatever your trade, ensure you have the proper insurance and bonds in place at all times to protect you.

If you need commercial auto insurance for one vehicle, or need it for a small fleet of vehicles, we can insure it. We even have insurance to protect your equipment while on the job site.

Give us a call and talk to a licensed insurance agent to find out what is the best insurance for your commercial needs!

General Liability Insurance for Contractors

Contractors have many options for insurance needs and it is up to you to decide what is best for your business. We understand you might only need general liability insurance – not a business owners policy or BOP.

You might be eligible to get general liability insurance, without the extra coverages in a BOP. Talk to a licensed Heaton Bennett Insurance agent today about general liability insurance for your business.

Frequently Asked Questions

Can contractor insurance cover damage caused at a customer’s property?

General liability insurance may respond to certain covered claims involving accidental property damage or bodily injury. Coverage depends on how the incident occurred and the policy’s conditions, exclusions, limits, and deductible.

Are tools and equipment covered while transported between jobsites?

Coverage may be available for eligible tools and equipment stored at a shop, carried in a vehicle, or used at a jobsite. Texas contractors should review applicable limits and requirements, particularly for theft.

Does contractor insurance cover problems discovered after work is completed?

Products-completed operations coverage may apply to certain covered claims arising after a project is finished. It should not be assumed to cover faulty workmanship, replacing defective work, or every construction-related dispute.

Are subcontractors covered by a contractor’s insurance?

Subcontractors are not necessarily protected under the hiring contractor’s policies. Written agreements, certificates of insurance, additional insured requirements, and subcontractor exclusions should be reviewed carefully.

Does a contractor need commercial auto insurance?

Commercial auto insurance may be appropriate when vehicles are used to transport employees, tools, materials, or equipment for work. Personal auto policies may limit or exclude certain business-related uses.